Write a paper that uses game theory to to set up a game designed to help a consumer decide whether to buy life insurance or not. To keep the game relatively simple, assume the life insurance being considered is term life, i.e. insurance without an accumulating investment value. Keep in mind that your paper is going to be read by people without prior knowledge of game theory. Remember to cite any outside references used. Hint: The most common set-up for this game is to have a potential insurance buyer playing against 'Mother Nature'.