Which of the following were provisions of the Monetary Control Act of 1980? Check all that apply.

a. The act allowed commercial banks to have lower interest rate ceilings than savings and loan associations (S&Ls).

b. The act allowed the Federal Reserve to set uniform reserve requirements for all commercial banks.

c. The act allowed commercial banks to pay unrestricted interest rates on checking accounts.

d. The act gave all depository institutions access to federal loan reserves, check clearing services, and other services provided by the Federal Reserve