The average Roman's lifespan 2,000 years ago was 22 years. In 1900, a person was expected to live 47.3 years. In 2016, life expectancy is 79.26. If you are a 47-year old female, what annual premium would you pay for $200,000, 5-year term life insurance policy? What is the case back value after 3 years? LU 20-1 (1,2) Please include all steps so that I can learn to do this properly for my final exam.