Ruby has purchased a new home that needs repair. She has gained approval for a home improvement line-of-credit for $100,000 that she will use, along with her personal earnings, to fix up the house over three years. Interest on line-of-credit loans is only incurred on the amount borrowed, not the limit of $100,000. She estimates that she will borrow $2,000 monthly for three years starting one month from today. At the end of the three years she will pay back the loan over the following ten years with monthly payments. If the interest rate on the loan is 5% APR with monthly compounding, and all payments (withdrawals and deposits) are end-of-month transactions, what will be her payment per month during the ten years that she pays off the loan.