Q1. "At equilibrium price an item is selling for $30 a unit. At this price, consumers demand 100 units. If government imposes an ad valorem tax of 5% the equilibium quantity demanded and supplied will fall to 90 units and the price will rise to $31. How much of the tax is backward shifted

Q2. Credit-scoring is defined broadly as the use of historical data and statistical techniques rank the attractiveness potential borrower and guide lending dictions.

Q3. What are some methods for improving the financing of the U.S. health care system? Are these methods realistic and achievable? Justify your answer with solid reasoning and appropriate references.