On January 25, Coot Company has $430,000 deposited with a local bank. On January 27, the company writes and mails checks of $38,000 and $78,000 to suppliers. At the end of the month, Coot's financial manager deposits a $63,000 check received from a customer in the morning mail and picks up the end-of-month account summary from the bank. The manager notes that only the $38,000 payment of the 27th has cleared the bank. What is the company's ledger balance and available balance with its bank? What is the available Balance $_?