Nebraska’s Neat-O Grocery Store is a chain of 100 large grocery stores. Annually NNG receives 500 complaints regarding dents that customers receive on their vehicles from grocery carts in the parking lot. The grocery carts are used carelessly by customers who allow them to roll into vehicles in the parking lot, causing scratches and dents. The average damage for each loss is $75. Do these losses exhibit the characteristics of an ideally insurable loss exposure? Explain your answer.