Complete Problem 12.1 on page 218-219 of the course text (solution is on page 487). Next work the problem again using the following variables: Average salary is 85,000£; national insurance is 12%; pension contribution is 3%; there are two weeks of vacation; 5 days of holidays; and chargeable hours are 40 per week with administrative time taken from family time. Calculate the hourly rate to cover the cost of each financial adviser.