Answer the following questions about an unendorsed HO-3 policy with the following limits. The replacement cost on the swelling is $220,000.

Coverage A: 200,000

Coverage B: $20,000

Coverage C: $100,000

Coverage D: $60,000

Coverage E: $100,000

Coverage F: $1,000

1) Jerry Seinfeld purchase the above Homeowners 3 policy. A few months later his stamp collection was destroyed by an explosion. Jerry had recently had his stamp collection valued by an appraiser for $10,000. The actual cash value of the stamp collection is $8,000. Ignoring a deductible, how much will jerry receive from the insurer?

2) Jerry Seinfeld purchased the above Homeowners 3 policy. A few months later his unattached garage was destroyed by a tornado. The replacement cost of the unattached garage is $24,000 and his garage was depreciated 40%. Ignoring a deductible, How much will Jerry receive from the insurer.

3) Jerry Seinfeld purchased the above Homeowners 3 policy. A few months later he is mowing the lawn and a mower blade flies off and injures his neighbor, Cosmo Kramer. Kramer sues jerry for negligence and is awarded $150,000 by a jury. How much does Jerry owe Kramer after accounting for what the insurer pays?

4) Jerry Seinfeld purchased the above homeowners 3 policy. A few months later he has a party and a guest, George Costanza, gets injured accidently while playing a game of twister. What coverage would best apply to this situation and how much would George get?