Answer the following question in 200 words with reference.

JPMorgan Chase is the largest bank in the United States.  During the summer of 2014, they were the target of a successful cyberattack that compromised the accounts of 76,000,000 households and 7,000,000 small businesses.  The attack itself began in June, but was not discovered until July. 

According to the mandatory SEC filing, the hackers from overseas gained access to the names, addresses, phone numbers and emails of JPMorgan account holders.  However, no account information, passwords or Social Security numbers were taken.

JPMorgan Chase announced that it plans to spend $250,000,000 annually on digital security, but was having trouble retaining its cybersecurity staff.

Discuss: What are the impacts to the average American household of this breach and JPMorgan Chase's reaction to it?  How did the hackers accomplish this breach?  Why is JPMorgan Chase having difficulty keeping cyber security staff and what can they do about it?