Alzuria is a developing economy, with trade and liberalization, the country has now seen substantial development in the private sector. However, government intervention in certain markets remains strong. The banking sector has a good mix of both private banks and those called "govermment undertaking",or public sector banks. Consumenrs are becoming increasingly aware of the difference in quality of service provided by the private and the public sector banks. Competition among private banks ensured that their employee adhere to high standardof costumer service. Their public sector counterparts, however do not appear to be making an effort to improve their customer service. Which of the following if true would explain the rationale behind continued patronage despite the bad service provided by public sector banks in Alzuria? A. Private sector banks provide funds at a lower rate of interest than public sector banks. B. Private sector banks provide fringe benefits like price discounts on credit care usage in popular stores. C. Compensation in public sector banks is lower compared to private banks. D. Despite with public sector banks are insured unlike those with private banks. E. Despite with government sector banks yield a lower rate of interest than private sector banks.